Our 7 yo dog had a mass growing on her front leg. She saw her vet, who referred us to an oncologist, who in turn referred us to a surgeon. The mass was taken off and a skin graft was placed at the site. When the pathology report came, we learned that it was cancerous, but thankfully they felt they had gotten all of it, and no further treatment is required. We have had Petplan since our dog was little. The surgery was expensive, and I was stunned that our reimbursement checks arrived before the pathology report. I downloaded the claims forms online, profiled with my dogs information, and the vets sent them in.