Ridiculous company. I submitted a claim for 145.00 for an ear infection and they wouldn't cover it because we had a 200 deductible. Seems fair enough, most insurance companies do. However, it was 200 PER year, PER condition. So essentially if my dog got anything other than the exact same ear infection in this year, we would be subjected to another 200 deductible for any other condition. This is craziness and makes no sense whatsoever. TERRIBLE company.