Our hunting dog, Sky, tore her ACL while retrieving a duck. I had purchased PetPlan insurance right after I brought her home as a puppy. Thank goodness! I didn't have to worry about if we could afford the surgery. Once we knew what the diagnosis was I was able to go ahead with the surgery. Filing the claim was easy and I had a check from PetPlan 2 weeks after the surgery. Thank You PetPlan!