I purchased PetPlan insurance 5 years ago when my dog was a puppy never thinking I would be using it like I have this past summer. Buzz had two severe pancreatitis attacks on weekends at Emergency ER and then this past month emergency disc surgery. Our bills are over 8,000 from just these few months. 80-90 percent of these will be covered .There is an app to file claims so it is really easy and convenient. Plus -when you do call PetPlan you find them so very kind and helpful. This is the first time I purchased insurance for a pet and so thankful I picked PetPlan.