Gil Dobie is our 130lb Malamute. He's had two hospitalizations for anorexia and recently was diagnosed with stage4 lymphoma. Medications alone for such a very large dog cost a very large amount of money. We would pay it, regardless of cost, but knowing that a good part of the expense ($3000 and counting) for his medical care is covered makes it easier to concentrate on Dobie's health and happiness, rather than worrying about where the money will come from. PetPlan has made the claims process very easy, and I can't recommend them more highly.