When my cat, Zoe was diagnosed with a bladder tumor, it meant an x-ray, ultrasound, and an operation to remove it. She is now in an improved state of health. My mental state was vastly improved by having PetPlan available to cover the bulk of the cost, which was over 3,000 dollars. They covered about 2,600 dollars of that cost, relying on a one-page claim form (!!), mostly filled out by the vets involved. And the check came within several weeks of my payment; in fact, before the credit card was even due. Great, stress-free service by a company that lives up to its claims.