We were reluctant to buy insurance for our dog but thankful we did. We carefully researched several companies and chose Petplan as our top choice.
We didn't know that our dog had teeth fractures from chewing on bones that were too hard for her teeth--beware of bones that you cannot easily make an indent with your fingernail--
Anyway, she had to have 7 teeth extracted which involved initial exam, pre-op tests, ultrasound for her heart murmur, surgery, anesthesia, meds, and a follow up for stitches check.
Petplan communicated with my vets office and kept us informed throughout the duration of the process. We received a significant check within two weeks of each procedure.

Once you’re hit with a $6000 bill for an emergency situation, you’ll be glad you have insurance.