Petplan, it’s the best. When our 7 year old chocolate lab, Muddy, was bitten by a copperhead snake, we headed straight to the emergency vet hospital. Our only thoughts were getting help for him. Having Petplan insurance took away the worry about the expenses and we were able to fully concentrate on what was best for Muddy, in this case very expensive anti-venom and antibiotics. We have insurance coverage on both our dogs and this year we have had to use it three times. Each time claims were paid quickly. The cost of the insurance is very affordable and well worth it. We are so glad we chose Petplan, it was there when we needed it.