I have been with Pet Plan since 2010 and have maintained a Gold level policy for my cat. Here is the breakdown of my annual policy payments:2010-$161.62
2016-$400.00+ (did not renew my policy)
That is a total of $1756.57. I have had 4 claims.(I never changed the coverage on my policy) Those claims paid me back a total of $919.29 leaving me with a deficit of $837.28. With that deficit, I could have put it aside and paid out of pocket without being charged an annual fee or a deductible for every visit. I am sure this insurance is great for pets who have multiple, extensive health issues. However, for me...it didn't pan out. I sent a message to Pet Plan a few weeks ago asking for an explanation for the annual price hike on their premiums. I never received a response back. If you can, put aside a certain amount every month to cover the vet expenses instead of turning your money over to Pet Plan and knowing your premium is likely to increase substantially every year.