I researched many plans before choosing this one. I was also hesitant about purchasing any type of pet insurance thinking nothing will ever happen to our new doberman puppy. Well I was wrong at approximately 7 months old she started vomiting clear liquid and wouldn't eat. On the third day we took her to vet and after an x-ray a rock was found in her intestines and she needed immediate surgery. Thank goodness for Pet Plan, after the deductible they paid 80% of the balance. I highly recommend purchasing this insurance because you never know what can happen. Thank you Pet plan for your prompt service.