Pet Plan has literally saved my cats' lives. I have one cat who was diagnosed with kidney disease at only 4 years old. If it wasn't for Pet Plan, I would not have been able to afford the $5,000 in tests and treatment to diagnose him and get him healthy, or the $400 quarterly treatments he needs to maintain his health. After the initial processing period after diagnosis (which takes less than 30 days), I know I can count on a reimbursement check a week or two after I submit a claim. Same goes for my other cat who is currently being treated for IBD issues. There's no telling if this will be a lifelong issue, but I am comforted knowing that Pet Plan has my back. And if I haven't said enough, the people who work for Pet Plan are simply wonderful people. I adopted a cat last year who passed away about 6 weeks after I adopted him. Even though I never used his insurance (as it was due to a preexisting condition), Pet Plan contacted me after hearing the news and told me that they would reimburse me for the cost of the plan (even though it was after the 30 day expiration period). The people who work at Pet Plan clearly love what they do, and I just can't say enough about what they and Pet Plan have done for me and my cats!