PetPlan is awesome. I share information about this pet insurance at all veterinary offices, as well as with all the staff and clients at our doggy daycare. I have been buying this pet insurance for 8 years now, and have covered, in total, nine different dogs. We have rescued dogs often.
I cannot express how grateful I am that I never needed to worry about the bill when making some difficult choices about my dog's medical condition/ prognosis. I always made my decision based upon 'quality of life' and never the financial aspects.
I hope to never own a dog without having this insurance!