I enrolled my rescue dog Leroy when he was a puppy. Leroy is a chihuahua basenji and who knows what else mix. Fast forward to just three year later. Leroy was experiencing intense pain and was wobbly on his back legs. Turns out he had a ruptured lumbar disc due to IVDD. The only way to get him out of pain and ensure he wouldn't become paralyzed was a neurological veterinarian and surgery. Petplan reimbursed me as promised by the policy. They were considerate and professional each time I called and the reimbursment checks were sent out quickly. I am so grateful to myself for getting a policy, and for Petplan for offering pet insurance. Sometimes the monthly payment felt like it was a burden, but really it was the best thing I could have done. I am thankful for their lifetime coverage guarantee now that my best friend has been diagnosed with a degenerative disease. I recommend petplan to anyone with a pet and a limited income. It's the only way you can ensure your fur baby gets what they need to be happy and healthy, and not go deeply into debt getting it for them.