I adopted my two year old dog last August and was uncertain at that time if it would be worth it to me insure such a young dog. Thankfully, I decided to go with PetPlan and two months later she developed allergies. She has been on continued treatment for these problems since then and I must say I am so thankful I decided to insure her with this company! Best decision I could have made. I'd recommend PetPlan to anyone!