After having a cat for 19 Years before there was Pet Health Insurance, I spent many thousands on various illnesses. Then 8 years ago, when I got my 2 cats, Oliver & Hershey, I knew I wanted coverage. They are both indoor cats & have never been sick. Just had 1st claim for Urinary Tract Infection on Hershey. The initial visit was $287.75 & medicine was $29.32. I submitted both & received both insurance checks back within 7 Days. I am delighted with PetPlan. I suggest it to Everyone!