We've had many pets in the past and have always wondered if pet insurance was really worth it or whether it would be more of a hassle than it's worth. Trust me. It's worth it.
Our breeder strongly recommended pet insurance so after researching various firms, we went with Pet Plan based on the comments we reviewed. We really liked the idea of working with a no hassle company.
We had an emergency with our pet, had to take him to an emergency clinic at midnight and then a couple of follow up visits including a day long stay at our vets.
When it came to submitting our claim it couldn't have been easier. All of the forms we needed (2) were on line and easy to complete. It took me less than 30 minutes to fill out the forms, fax one to the vets so our records could be released and another to Pet Plan to start the process.
I quickly received an email letting me know the claim had been received, what to expect next, and how long it would take to process the claim (10 days to 2 weeks). Eight days later we received a reimbursement check and information on how to find out how they came up with the amount (deductions for deductible and co-pays).
Doesn't get much better than that, does it??