My 2 year old cat developed gingivitis and it was determined by my vet after a cleaning that she had FORL(Feline oral resorption lesions. I went to a specialist and they had to remove eight teeth. I submitted the invoice and medical records through the App and the claim was paid in 2 days. I had to pay the 20% coinsurance since I brought her to a specialist but it was worth it. Thanks Pet Plan!!!