I have had Petplan Gold from the time I adopted each of my shelter cats. I am so happy that I have done this. over the past months , my cat had irritable bowel disorder, and was subsequently diagnosed with small cell lymphoma. Sabi has had multiple procedures and is now on chemotherapy and several medications which will be lifelong. Thankfully, after my $200. deductible was met, I have gotten 100% coverage for surgery, ultrasound and meds. I cannot express how grateful we are that you are there!!