Both my cats have been insured with PetPlan for the last 6 years. Recently my cat, Giuseppe, was diagnosed with lymphoma cancer and had to get radiation treatment. The cost of this life-saving treatment exceeded $10 thousand. PetPlan covered, all in, over 70% of the cost. This was done without any hassles or invasive questions.
I am no fan of insurance companies, but PetPlan has wildly exceeded my expectations.
If you can afford it, you should insure your pets. And if you do so, for their sake, please consider PetPlan.