I have had PetPlan Insurance for over 4 years now. I have 3 dogs and unfortunately have had to use PetPlan Insurance for them on many occasions. From hospitalization for a virus, celiac disease to kidney failure, PetPlan Insurance has been there for me every step of the way. I have had other pet insurances and I can't tell you how they disappointed me, leaving me high and dry. PetPlan Insurance is the most straight forward Pet insurance out there today. They are professional, kind and do exactly what they claim. So rare in this day and age. I highly recommend PetPlan Insurance to anybody who has a pet they love.