My beagle mix was jumping off the sofa and landed wrong. At first I was hoping it was a slight sprain; but the next day when he still couldn't put weight on it I knew it was more serious. It turned out to be a completely torn ACL. He had surgery the next week with the final bill coming to almost $1400. Pet Plan completed the claim inside of four days; paying %80 after the $200 deductible. I'm so thankful to Pet Plan because my only concern was getting my boy back to health and not worrying how I was going to cover the costs.