We switched from VPI to Pet Plan in January 2010, have had Pet Plan since then, and have been very pleased with the coverage and service. We chose the Bronze Plan and a $200 deductible. The premium with Pet Plan was very reasonable the first year and increased $75 the second year. The third year, January 2012, there was another big increase of $83 which we were told was an age related increase as our Golden Retriever “Chance” had turned 7. Because of the high premium increase, we considered dropping pet insurance in January 2012, but after much thought, decided we should continue coverage since the main purpose was to help defray costs for a major illness or injury that might occur. This turned out to be a good decision!During the summer of 2012, Chance was being treated for a blocked tear duct. When the tear duct could not be cleared, the ophthalmologist referred us to UC Davis Veterinary Medical Teaching College for diagnostic testing. CT scan resulted in the devastating news that Chance had a nasal tumor (deep inside the nasal cavity). The oncologist and radiologist at UC Davis believed that Chance was an excellent candidate for radiation which could extend his life. We wanted to do whatever was necessary to save Chance (8 years old) and agreed with radiation treatments.
Chance’s medical bills were piling up & we were concerned that our pet insurance would not cover radiation. We called Pet Plan and were told that cancer & radiation treatments were covered