A day after I purchased my policy my dog was diagnosed with a thyroid condition. This condition was classified as a pre-existing condition. I could not have predicted that Abbie would be diagnosed with a thyroid condition. As it is part of your policy that you will not cover pre-exisiting conditions within 14 days of purchasing the policy .I cannot and will not pay for a policy that will not cover this condition. My policy was in effect. I had no way of knowing and her vet records show this.What really are people to do? Are we to let our pets go sick for 14 days so that it would be covered? or as I did because I love my dog took her to be checked for allergies and not for this condition. Had the vet not suggested the blood test I would have not known. I thought I was making a good choice I will have to read more of the fine print with her next policy.