My dog Coco apparently got into some snail bait in a neighbor's yard. We had no idea until she started having uncontrollable muscle spasms all over her body. She ended up spending the night in the pet hospital and much of the next day. In total, the bill was over $1,700! We had fortuantely signed up for PetPlan's 100% reimbursment after a $200 deductible and it only cost us the $200 for the deductible. Enrolling Coco in Petplan as a puppy has turned out to be one of the best financial decisions I have ever made!