I have 2 indoor cats there are 5 years old and I've never insured them before. A vet tech recommended I get insurance after a visit for annual shots. I found Petplan and sign up was easy and the price was good. 9 months later I noticed my youngest cat was not eating, which was NOT typical. As it turns out he had ingested so much bamboo that it all stuck to itself, making a huge mass inside him! I had 5 visits to the vet and they needed to operate. It was a relief to know that he was covered. The total for this stressful week was $1500 and Petplan cut me a check right away. I was thrilled to have my cat healthy but also happy that I was reimbursed.