My boy, Brutus, a German Shepard mix, had to have emergency surgery to remove an intestinal blockage. His intestines were badly damaged by the blockage, and he required an almost 3 day stay in the emergency clinic after his surgery. Of course, there was never a question of whether or not we were going to agree to the surgery and the after care. But, having PetPlan insurance gave us the peace of mind that while we were worrying about our boy's recovery, we didn't have to worry about things like paying the mortgage and our other bills. Our boy is home and recovering and doing amazing. And the best part? Before his incision was even completely healed and his hair grown back, we had a check for the full amount of our medical bills, minus the deductable. We got insurance hoping we never had to use it. But I'm certinaly grateful it was there when we did.