Our 1 1/2 year old yellow lab, Porter, began severly limping on his hind leg after a fun filled Thanksgiving at the beach chasing balls and playing in the waves with the other dogs. That night Porter couldn't walk on his hind leg. We took him to get Xrays and it showed a torn cruciate. His surgery and additional vet bills came to nearly $4,000. Pet Plan processed our claim quickly, kept us informed along the way, and sent a check that covered everything but the deductable. Pet Plan exceeded my expectations and I was overall very impressed. I will refer friends to Pet Plan for sure!