I've always had animals, but just recently signed up for insurance w/PetPlan. What can I say about them? Great coverage options (though I would opt for the Gold coverage), great customer service, prompt review and payment - don't hesitate!! I don't have any more fears about the what ifs...and the hows regarding expensive treatments that I would never deny my pet. Now I just don't have to worry about it, knowing if/when those things arise, I don't have to dip into my 401K or sell my car! :)