I've been with Pet plan since 2009 when I got my mixed terrier. He is now 4 years old. My original bill with gold service, a $50 deductible and highest reimbursement possible was about $360 my first two years. Last year the premium for the year jumped to $491 and now this year they want to increase it to $750. Not doing that..
They claimed last year that there is a normal 10% increase per year but that doesn't explain 2, 25% increases for a total of 50% increase in two years. I've only tried to use the service insurance once so I wasn't over loading them with claims..
Do not use petplan unless you want to get screwed with your premium.