We bought a healthy puppy and after searching the web, we went with PetPlan for insurance. Soon after things started going wrong with the puppy-stomach and skin issues. She would vomit frequently and she would scratch her skin until it bled. All vet tests came back negative. Then we tried holistic care and that worked for awhile. Luckily PetPlan covered most of that cost. Recently she stopped eating-after many blood tests and an Ultrasound we found she had nothing wrong with her. Most of these expenses were covered also. I tell everyone with a new puppy or kitten to get pet insurance and recommend PetPlan to all. I even told the vet and she was impressed! Thanks PetPlan!