Last August, I decided to get pet insurance, and a friend at my vet's office recommended Petplan. In September, my cats were due for their annual checkup. Two were fine, but the one-year-old baby, Mozart, had severe gingivitis. The treatment plan involves quarterly checkups and cleanings until this is resolved. The cleanings and checks cost over $500 a pop, and I wasn't sure Petplan would cover it, but I had my vet send in the claim form just in case. Sure enough, for the two cleanings we've had thus far, Petplan has remitted a check for their share of the cost! With my tight budget, Petplan has been well worth the premiums!