Petplan was a miracle help to me... I was browsing the internet one day... did not have pet insurance, and came upon Petplan site. The price was so right, I signed up.About 6 months later my dog was diagnosed with Lymphosarcoma. I was NOT ready to say goodbye, but chemotherapy was very expensive. Because I had this insurance, Petplan paid 80% of the cost after the first deductible, and I was able to give her and me another 6 months of life together. When she finally died of a new tumor (unrelated to lymphosarcoma) I was more ready for it, and Petplan picked up nearly all of the cost of the emergency room and cremation. It is so worth it!