My vet recommended that I get health insurance for my cat when she turned 7. Thank God I listened! My amazing feline buddy was diagnosed with intestinal Lymphoma a few years later and PetPlan has saved her life, and saved me from being financially crippled! The costs must be somewhere between $3k-$4k by now and I would have made every personal and material sacrifice possible to give her the proper health care, but this would have eventually exceeded my financial means and I don't even want to think about the horrible decision I may have been forced to make. Because she is getting the proper, ongoing care she is now in a full remission with no signs of the disease, and her vet says she can have a happy, healthy 2-3 more years! PetPlan has, and continues to pay a very, very high percentage of the bills, and they reimburse very quickly! I had to call them to straighten out a mistake in one of my claims, they were kind, empathetic, personable and on top of it immediately! They even called my vet's office to to get it worked out as expediently as possible! Thank you PetPlan from my kitty and me, for everything!!!