When our boy Harley wouldn't eat a cookie we knew something was terribly wrong. When the x-rays came back showing something in his stomach we knew that there was no choice but to have surgery. Sure enough he had rocks in his stomach (we don't call him Hoover Harley for nothing). After a panicked phone call to see if this was covered we were comforted and told not to worry. Just got the check in the mail to cover his 5 day hospital stay..Way to go Pet Plan! Just wish our human insurance was this good, fast and cheap.