I adopted a 7 year old cat and got insurance just as precaution - wondering if it would really work or if I'd ever need to use it. Two months later the cat was diagnosed with a tumor. PetPlan sent me a check for the claim before the stitches were out. I hope I never have to file another claim (at least not for a long time), but now I know I won't have to worry. THANK YOU PETPLAN!!