My husband and I had a Dalmatian dog in the past. He was sick all the time and cost us fortune.We tried to obtain pet insurance for him in the past and he was denied. I have done some research at the time and had a bad impression about any Pet insurances. It's been a few years since our dog passed away and one day I found that a stray Siamese cat had 5 kittens under our porch. We ended up adopting her and one of her kittens. It's been about 10 months. Because of our past experience, as soon as we have adopted them, I started to read reviews on pet insurances and found PetPlan! I just had our cats checked up by vet and the Siamese cat had to get 5 teeth extracted due to resorption (stomatitis). It cost us $749.26 including teeth cleaning. I was very skeptical that this would get covered by PetPlan but I submitted anyway. I have collected paperwork from Vet and submitted my claim by email on Monday morning and got a confirmation email next day. I have received the check of $649.26 ($100 was deductable) on Friday of the same week! I was so impressed with the fast service and the fact that PetPlan really pays and covers. We are so happy and grateful!