I felt compelled to write this review for those out there searching for Pet Insurance. After the death of one of my beloved cats that cost over 400.00, then paying over $500.00+ dollars to have a simple cyst removed from one of my other cats....I thought I better check into getting Insurance for all 7 of my babies. As a single mother I never wanted to face the choice of getting one of my babies treated, or having to put them down because I couldnt afford their medical costs. So I did all the research....so I thought. I personally contacted several pet insurance companies, got all the pertinent and relative information and compared each and every policy. One of my biggest obstacles was getting my older babies insured.
PETPLAN was one of the very few that did not have an age exclusion. I was confident in my choice. So I bought a policy for each and every one of my 7 babies.
To make a long story short......I found out all the negatives once I needed the insurance. They say they cover older pets, even pre-exsisting illnesses that havent already been diagnosed. NOT TRUE. They simply find LOOP HOLES and non diagnostic reasons to deny your claim. Here is an example: If your Doctor told you you could get cancer if you smoke......is that a pre-determinate that you WILL HAVE cancer. PETPLAN utilizes every resource availble to them to deny claims. They make you jump through hoops, produce paperwork, then appeal the claim and although you present all the facts to cont