My 7 year old cat has a sensitive stomach. I suspect he simply cannot digest fur balls. Big problem for a cat that has a lot of fur and enjoys grooming himself. I took him for an exam and at the end the vet recommended an x-ray. I may have hesitated had I not been comforted by knowing that his pet insurance would help the cost. I simply said, "Okay, do what you feel is best for my pet." I was pleasantly surprised to receive a nice reimbursement two weeks after faxing over the claim for that was quite simple to complete. I've been very pleased with my policy and recommended it just yesterday to a friend. Thanks PetPlan.