Our 2 yr old Dobie boy Borr have some minor allergy problems. We've had him insured on Petplan since June last year. Not thinking that allergies were covered by the insurance, the vet suggested "check with them". Glad we did, and sure enough Petplan was there to help. Great help from Petplan staff in filling out the forms, and reviewing payments (and how it was calculated). Overall a great experience, and thankfully for a minor deal.