I switched over from VPI pet insurance last year, and that was the best decision I ever made. My dog Buster was hospitalized this month for gastroenteritis. His vet bill was close to $2000. After the vet submitted my claim, I was reimbursed for almost the entire amount, less my $50 deductible. Petplan was quick in sending me a check, and I am certain they are the best insurance for pets.