Quincy a 2 1/2 year old St Bernard decided to raid the laundry basket and eat 7 or 8 pairs of my daughters underwear and one pair of running leggings. 6 days of back and forth between the regular vets office and the emergency vets office, we now have a healthy, underwater free dog. It was so nice to know that we had the peace of mind of having great insurance. I had purchased it a little over a month before this happened. Who could of imagined this!!!