My 11 week old chocolate lab puppy Sammy was in pain. We took him to the Vet and after many expensive tests, he was diagnosed with a possible heredity disease called Craniomandibular Osteopathy. The mandible grows too much bone and it is painful. I was very happy that Pet Plan covered his tests. One less thing to worry about. Thank you Pet Plan. I've had other pet policies with different companies and they paid next to nothing. I was very surprised and happy when I found Pet Plan and read all the positive things about them.