I took out PetPlan insurance after getting our latest mini-schnauzer, Bonnie, and I am sooo glad I did. In August she got very sick and needed care from specialists. The people at PetPlan were great! They walked me through the process to file the claim and we were reimbursed according to our policy. I have recommended this insurance to all my pet-parent friends, and have taken out a policy for one of my older dogs. The cost is well worth the peace of mind!