When I got my first dog last year, little did I know that he would end up in the emergency room twice in less than six months. What I learned from my little guy is that he's capable of doing things I could never imagine. My short, little long body dog with three inch legs somehow managed to jump up on the kitchen counter and eat a chocolate bar with espresso beans. Another time, he ripped the leash out of my hand to chase a cat and ended up being hit by a car. Both terrifying experiences, but with excellent emergency care and a fantastic pet insurance by my side, we all survived. Pet Plan paid everything, no hassle and I had the full payment both times, even before my credit card payment was due. Buying their plan was the best decision I made.