PetPlan has been just amazing. My husband and I have two samoyeds from different rescues. We insured them immediately "just in case." Well, that "just in case" has come up more than once. Berenger, our bear-nosed samoyed, went in for just a simple teeth cleaning and urinalysis. Our veterinarian found 20-30 bladder stones through an ultra sound and had to do emergency surgery to remove the stones. Thank goodness for pet insurance, because our finances are stretched beyond thin. Our other samoyed, Dexter, also had a surprise for us. He decided to chase a cat up a tree and fractured his dew claw. Again, pet insurance was there. I can't tell people enough times how important it is to insure your pets. Pets are incredibly unpredictable. You just don't know. I would hate to hear someone had to lose a pet because of monetary issues (and I know those all too well). Please please please insure your pet. Hopefully you will never have to use it, but if you do, it's nice to know it's there. And the insurance agents there are fabulous - they are fast, kind, courteous, and know what you're going through because they too have pets. Get PetPlan NOW!!!!