As a veterinarian, I frequently recommend insurance for my clients' furry children as more often than not when the unexpected happens, pet parents are not always prepared for the costs associated with treatment. I purchased insurance for my own crew as conditions do arise that even as a vet I am not equipped to handle. Such was the case with my beloved Labrador, Gumbo. A few months he tore the cruciate ligament in his right knee and required a major surgery involving bone plates, etc. Petplan gave me no hassles and allowed my baby the best treatment possible. This is one of the best investments you can make as a pet owner.