My little puppy broke his leg and had to have major surgery. I am a young business owner without any extra income and I was suddenly faced with close to $4000 in vet bills. My vet submitted the claim to PetPlan and within 2 weeks I was reimbursed for 100% and only had to pay my $200 deductible. I have the bronze plan with $200 deductible and 100% coinsurance. When the vet asked how everything went, she wasn't surprised saying "PetPlan has been the one I've recommended for years" I'm SO HAPPY!