My two Basset Hounds are both covered by PetPlan. The oldest one has had a lot of health issues. I had an older dog (gone now) that got cancer and I wished I would've had him insured. Spend the money on the insurance, it's worth it. PetPlan seems to do all their business online so you can check the status of a claim and see where it's at. Sometimes they can be take a few weeks getting your claim check to you.
Age of Pet