My husband and I adopted two 8 year old lab/chow mix dogs last year, they were litter mates and we did not want them to be split up. We decided as needed to acquire pet insurance for them. We did a lot of research and settled on PetPlan. In 2011 we determined, through a multiple of tests, that our male dog, Mac, has Cushings Disease. We now have his disease under control but he requires very expensive testing every three to four months and daily medication to control it. We love him and his sister, Marlee, and would never think of giving them up. I have recommended PetPlan to all my friends who have pets. PetPlan Insurance is quick to respond to claims and I have not once objected to or appealed their claim ruling. Best decision I ever made was to sign up with PetPlan. I plan on using them for every pet I own in the future as well.