Pet Plan Insurance has been a life saver for me. When my boxer turned a year old, I bought his policy, wondering if it wouldn't have been smarter to wait until he was a little further along in life and more likely to need it. Boy am I glad I didn't wait! He is just about to turn two years old, and about 6 weeks ago he began limping on his right hind leg. It's either a back injury or hip dysplasia, the vets are still trying to determine this and my vet bills (which are still ongoing for treatment) would have been far more than I could handle without this insurance! Also- Pet Plan covers 100% of alternative therapy, such as acupuncture, laser therapy treatment and homeopathy, which I prefer many times over conventional medicine. The people are friendly and helpful, quick to answer any questions, and the claim turnaround time has been within two to three weeks. I could not ask for anything more out of an insurance company. These guys are the best!